Let Our Melbourne Mortgage Brokers Find The Right Home Loan For You

Whether you're a first home buyer or refinancing your existing loan, we will find the right loan to suit your needs

Rates Starting from just 3.64% p.a

How can our Mortgage Brokers help you?

There are a limited number of mortgage brokers that can provide the expert advice and skills needed to offer a seamless experience that you will want to recommend to your friends and family.

Using a mortgage broker is a free service and unless you have been referred to a specific mortgage broker, this makes it difficult to differentiate on what type of service you will receive. We have many happy clients that continue to use our services and refer new clients.

Together we compare over 40 different lenders and match the right loan based on your requirements. We then complete the end to end process for you, taking all of the hard work out and leaving you to not worry about a thing.

CUSTOMER TESTIMONIAL

"I would definitely recommend Chris to anyone looking for a home loan.

I have been using Chris from Find A Better Rate for over 10 years and he has helped me with 5 different loans in that time. Given that I am self-employed, banks don’t typically favour my circumstances which is how I came across Chris in the first place. He is very knowledgeable and every person that I have referred to him has been extremely happy with his service. I have never had any complications and cannot speak of Chris highly enough. I would definitely recommend Chris to anyone looking for home loan. Best Mortgage Broker in Melbourne. Keep up the good work!

J SOFO - GREENSBOROUGH VIC, 3012

Find A Better Rate Home Loans Provide Assistance with all types of Residential and Commercial Lending.

Our Melbourne Mortgage Brokers have worked across many different avenues of lending including the "Big Four Banks" and major mortgage broking companies. Combined, this enables us to provide financial solutions to assist with any set of circumstances from a simple refinance to complex self-employed lending.

Given our extensive backgrounds in residential lending you can rest assured that we will be able to provide options that will be specifically chosen to suit your needs. No matter if you're a first home buyer or looking to purchase another investment property, we can help to make it as smooth as possible.

CUSTOMER TESTIMONIAL

"I had a discussion with a friend who referred me to Find A Better Rate.

I'm a first home buyer and originally spoke with another mortgage broker who told me that my borrowing capacity was a lot lower than I thought. Being a little disheartened by this meeting, I was put off as I didn’t think that I was going to be able to afford what I wanted. I had a discussion with a friend who referred me to Find A Better Rate. I explained my situation and had a pre-approval within 3 days for the amount that I needed. The previous broker had not asked enough information especially about some to my future financial situation which assisted my application. I am now in my new house and it's all thanks to Find A Better Rate. Thanks so much for your help!

C JAMESON - DOREEN VIC, 3754

What can I expect from my Mortgage Broker and What makes Find A Better Rate stand out from the competition?

At Find A Better Rate, we're proud to say that we care for your future and financial wellbeing and provide the assistance that you need to achieve your financial goals. Unlike a lot of Mortgage Brokers, we're not in this for the money. We're here to help you with one of the biggest financial decisions of your lifetime. We will

Meet with you at a time place that suits you to discuss your scenario
We will then contact over 30 different lenders with the information to determine the most competitive products to suits your requirements
We will then Report back to you with the options available and let you make a decision about which lender you would like to proceed with
We will then complete all the paperwork, submit your application and let you know once your loan has settled

After settlement has taken place, we will be in regular contact with you to make sure that the product chosen is still meeting your requirements and that the product is still competitive compared to other product on the market.

"No matter who we spoke with, no-one seemed interested too help us

"We were put in contact with Christopher Berry a number of years ago and have never needed to look for another mortgage broker since. When we first spoke, we were in dire straits and at risk of losing everything. No matter who we spoke with, no-one seemed interested too help us. Before we lost everything, Chris managed to get us out of trouble. Our business is back on track and we are currently looking to purchase our third investment property. We cannot thank Find A Better Rate enough and cannot imagine where our lives would be if it wasn’t for Chris and the team's assistance. Thank you so much!

M & M IKOTIN - ELTHAM VIC, 3095

CUSTOMER TESTIMONIAL

Our services are 100% free to you

There is a common myth that mortgage brokers include hidden fees in their transactions and this deters a lot of people to deal directly with Banks to complete the home loan process. This may have been the case 10 years ago, but Melbourne brokers are now required by law to reflect all additional charges or referral payments in their paperwork prior to agreement from the customer.

Melbourne mortgage brokers receive an upfront commission payment from the lender that the customer decides to proceed with and an ongoing monthly trail payment as long as the loan is held with that particular lender. Both of these amounts are paid by the lender and are not built into the customer’s expenses. This is again reflected in our paperwork provided to you prior to even submitting an application.

CUSTOMER TESTIMONIAL

"We had no idea but now we feel like investment experts!"

My Partner and I were looking into purchasing our first investment property but had absolutely no idea where to start. We had seen a two other mortgage brokers which we felt didn't really clear the process up enough for us to feel comfortable. We were referred to Find A Better Rate by a friend of ours who had used them previously and I'm glad that were. They ran through all the benefits of purchasing an investment property and even referred us to an accountant and financial planner to confirm the best approach for our situation! We have since purchased our first investment property and we have to say that it was the most professional service we have received. We had no idea but now we feel like experts! Thank you so much for all your help!

D & M CUMMINS - SOUTH MORANG VIC, 3752

What type of home loans can Find A Better Rate offer me?

The team at find a better rate home loans have worked in many different avenues of lending including with the Big Four Banks as well as other major mortgage broker firms. What this means for you is that we can offer our financial services in the following;

Owner Occupied
Investment
Home Loan Refinancing
First Home Buyer Loans
Investment Home loans
Bridging Finance
Self-Employed Home Loans
Low Doc Home Loans
Fixed and Variable Home Loans
Reverse Mortgages
Construction Loans
Motor Vehicle Finance
Most Commercial Lending

Although it is very rare that we are unable to assist you, if there is something that we cannot help you with, our Melbourne Mortgage Brokers have a large network who we can refer you to that can get the job done.

Testimonials

Here are some happy customers that have used Find A Better Rates Melbourne Mortgage Brokers and wanted to share their feedback

“Very Impressed”

"My husband and I were looking to refinance but our business financials weren't as good the previous year which was making it difficult for us to be looked at by mainstream banks. We were going to proceed with a non-conforming lender until we were referred to Find A Better Rate . Chris had a look at our financials and confirmed there was no need to look at non-conforming lenders and we had access to several major bank products. Surely enough we submitted the application and received an unconditional approval within 24 hours and settled within a week! We got the everything we were looking for an it was so easy. Thank you so much for your help and we will definitely be sending any business we can your way.

S & P SHARLASSIAN - BEACONSFIELD VIC, 3807

“Great Mortgage Broker”

If you are looking for an experienced mortgage broker that is going to get the job done, then call Find A Better Rate. They provide a very professional service, keep you updated through the entire process and make sure that everything runs smoothly. I had always been a little bit hesitant about using a broker because I had always directly with the banks because I thought that the service and discounts were better, but they are really no different, if not better. I was very happy with their service and the whole process. I will definitely be using your services the next time they are needed.

R BAULCH - MELBOURNE VIC, 3000

“Thank God I Found Find A Better Rate”

"I am a self employed florist and in in my first 2 years of operation. Everything was going really well with the business and first year I made a good profit. Although I had financials to confirm my income, banks didnt seems to be interested in my business saying that I had to provide 2 years Financials. I found Find A Better Rate online and spoke with Chris, who confirmed that he would be able to help. He ended up being able to get me a loan with one of the banks that I actually spoke with beforehand. The service was fantastic and I am in my new home. I would definately recommending Chris and Find A Better Rate to anyone looking for a Home loan.

N SHOTTON - MT ELIZA VIC, 3930